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Keep track of your finances and get an insight into customer trends with easy, online access to card transaction reports.

  • Access reports 24/7 — no need to wait for statements.
  • Save admin time and cost by streamlining your reconciliation processes.
  • Get a snapshot of your business with easy to use reporting tools.
  • Resolve fraud and disputed transactions faster with real-time information.
  • View reports online —no local hardware required.
  • Manage your card transactions online in accordance with the way you trade.

Types of reporting available


Business Track: account overview

As a Cardnet merchant, you get free access to Business Track, an online portal that displays key account information over a seven-day period.

  • Review gross card sales
  • Keep track of outgoing expenses such as fees
  • Monitor and defend any disputed transactions (chargebacks and retrievals)
  • View and download monthly card processing statements

(Business Track is for merchants who handle transactions in GBP only.)

Log into Business Track

Don’t have a Business Track account yet?

Create an account

ClientLine: detailed online reporting

ClientLine lets you view detailed card transaction data and generate reports, providing valuable insight into your business and customer behaviour, and saving admin time and cost.

How ClientLine can help you

  • Access detailed card data and monitor activity 24/7.
  • Track your overall performance and sales trends over time.
  • Flag suspicious transaction patterns and help identify fraudulent activity.
  • Settle disputes faster with online assistance for chargebacks and access to real time card and customer data.
  • Create customised reports with the exact data you want.
  • Set up reports that are automatically delivered to your email inbox.

Log into ClientLine via Business Track

Don’t have a ClientLine account yet? Fill in our online enquiry form to set up a new account.

Enquire now to set up a new account

RAM: Multi Currency transactions

As a Cardnet merchant you get free access to RAM (Remote Access Module). This online portal is for merchants who process foreign currency card transactions, making it easy to keep track of multi-currency transactions.

  • View daily statements and transaction details.
  • See all transaction and account fees for easy reconciliation.
  • Customise reporting and dashboard layout to suit your interests.
  • Real time view of disputed transactions (chargebacks) and fraud cases.

Log into RAM

Forgotten your RAM login? Click here and follow the instructions on screen to reset your password. For other enquiries please phone the Cardnet helpdesk on 01268 297 295.

If you need further help, have a look at our 'How to' guides.

Find out more from our 'How to' guides

Don’t have a RAM account yet? Fill in our online enquiry form to set up a new account.

Enquire now to set up a new account


Reporting help and guidance


Help with Business Track


Watch our video guide on how to access and use Business Track



Read our PDF guide to accessing and using Business Track

Download our PDF guide to accessing and using Business Track

Help with ClientLine


Watch our video guide on how to access ClientLine



How to enrol onto Business Track and ClientLine



For more information, take a look at our FAQs for ClientLine.

Read more ClientLine FAQs

Download our PDF guide to accessing and using ClientLine.

Download our PDF guide to accessing and using ClientLine

Help with RAM


Watch our overview of the RAM merchant profile



For more videos and information, take a look at our ‘How to’ guides and FAQs for RAM

Watch more videos

Read our FAQs

Read our PDF guide to accessing and using RAM

Download our PDF guide to accessing and using RAM

Enquire now


Log in to view your reports

Log into Business Track

Don’t have a Business Track account yet? Create an account.

Log into ClientLine via Business Track

Don’t have a ClientLine account yet? Contact us to set up a new account.

Log into RAM

Don’t have a RAM account yet? Contact us to set up a new account.


Case studies

From global events to local businesses, Lloyds Bank Cardnet clients have benefited from our flexible service and modern technology.

View their stories here


Useful links and services

Find out where to go for information on software, regulatory bodies, paper roll supplies and the various card schemes.

Find out more useful links and services



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